Financial Planning- First Year

This is the first year of engagement with all our clients where we create a detailed financial plan. The process starts with a complimentary meeting where we discuss the details and scope of the project. Once engagement is signed, we go through the fact finding process where we collect all the information required for preparing the financial plan. When the plan is prepared, it is discussed and an action plan is given to you. 

The fee for first year of the engagement is Rs. 50000.

The actual fee may vary based on the scope of work involved. We quote any additional fee you once we understand your requirement and the scope of work involved. 

Financial Planning and Investment Management – Second Year Onwards

A financial plan gives you a road map for your future. But financial situations are not static. There are change in circumstances due to change in family needs, health issues, financial issues and many other. In such instance you have to bring a change in your planning strategies. This cannot be achieved unless your financial plan is dynamic. This makes financial planning an ongoing process where regular reviews should be done to accommodate all such changes.

So if you want not only the one-time financial plan delivered to you but ongoing guidance i.e. help with implementation, monitoring and ongoing education to ensure you stay on track, it is available through our ongoing Services.

We will provide you with following services under ongoing services:

• Periodic meetings to assess the progress of the plan
• Annual review of financial plan analysing changes happened during the year and accommodating in the plan
• Support through email to address additional queries or financial issues.
• Ongoing Training & Education to enhance your awareness on matters related to managing personal finance

Our Investment Management services include:

• Risk assessment and devising investment strategies which is in line with your financial objectives.
• Periodic performance report and Review
• Rebalancing of investment portfolios as and when necessary
• Yearly Review of Investment Strategy
• Yearly review on matters related to taxation of your investments and other aspects

The fee from second year onwards is based on the scope of work involved as structured below – 

For Financial Planning

Rs. 22000 p.a. where we will review financial plan periodically.

For Financial Planning and Investment Management

*The above-quoted fees are exclusive of any taxes that may apply 

** All fixed fees are adjusted to inflation every three year

Payment of Fees

1. Fixed Fee

Fixed Fee is payable on half yearly/quarterly/monthly options.

2. % of AUA

AUA Fee are charged annually but billed quarterly in arrears. Thus, AUA fee are payable at end of every quarter.

Other Services

If you do not want to go through the complete financial planning services then following options are available for various services

1. Mutual Funds Advisory

• This service will cover advisory on your mutual fund’s portfolio. Through a proper risk assessment, we will analyse the asset allocation approach you should follow and will then recommend you viable options for mutual funds investments
• The fee for this service is Rs 30000.
• If you wish to avail investment management services/asset monitoring then the follwing fee will be applicable –

*The above-quoted fees are exclusive of any taxes that may apply 

**All fixed fees are adjusted to inflation every three year

2. Goal Based Investment

• This service is not comprehensive financial planning but still involves analysing your financial goals requirement and aligning your investment with your financial goals.
• The fee for this service is Rs 40000.
• If you wish to avail investment management services/asset monitoring then the following fee will be applicable

*The above-quoted fees are exclusive of any taxes that may apply 

**All fixed fees are adjusted to inflation every three year

So if you still have questions about our services or you would like to schedule your free consultation contact us today-